Retirement Planning

Regardless of the life stage you have arrived at, it is important to receive expert and professional advice on your pension plans and requirements.

Whether you need to set up or review existing retirement planning strategies, for you or your employees, we have ways to help you make the most of your retirement opportunities.

Helping you to plan for your retirement is a large part of our business.

We will work closely with you to identify those things that are important to you and help you to make the right decision when the time comes to retire.


The value of an investment will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.


Income in Retirement

In retirement your income from employment or self-employment may be replaced by an income from your pension. Traditionally, this could be done by using your pension fund to purchase an annuity from an appropriate annuity provider, securing you an income for life, no matter how long you live. Alternatively, drawdown was an option which was relevant …

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Pension Freedoms

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Pension Funding

Despite the ever changing pensions landscape, pension planning and saving for your retirement are still as vital as ever. Pensions are highly efficient, offering tax relief at your highest rate of tax on your contributions, and therefore are an important part of your overall planning.   Carry Forward of unused reliefs You may be able to …

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Self Invested Pension Plans

Self-Invested Pension Plans (SIPPs) give a much greater range of investment options than those available through most traditional pension plans. Investment is allowed in a number of assets and asset classes including equities, unit trusts, gilts and commercial property. Saving in a tax efficient manner towards your pension is always desirable and SIPPs make this …

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